Best Dog Insurance Australia

At Petplan we’ve made it very easy to find the right dog insurance policy. We offer two types of cover packed with extensive benefits. The first is our lifetime cover option, providing the peace of mind for ongoing cover, right into the old age of your pet. The second is our time-limited 12 month policy. Read on to find out more.
Read More

Petplan Provides the Best Dog Insurance in Australia

Dogs have been domesticated for many thousands of years, and somehow after all this time, they seem to just be growing on us even more. They say a dog is a man’s best friend, but the truth is that a dog is the centre of an entire family.

Our homes and hearts simply feel empty without the pitter patter of canine feet (big or small), and there really is nothing quite like coming home to an overexcited pooch after a long day at work. While we are sure most families would adopt dogs if they could afford them, vet bills are still one of the primary reasons why more dogs don't have homes.

Even more shocking, statistics suggest that 10% of the dogs put down in the country every year are euthanised because their owners aren’t able to afford mounting vet bills. This is an eye-opening statistic that we hope we will be able to change with our affordable dog insurance in Australia.

What Are Our Dog & Puppy Insurance Policies?

At Petplan we know that all pets are unique and each has their own personality and quirks; that’s why we have a variety of different plans to make sure your dog and puppy is covered. We offer a range of insurance policies for your dog, be sure to compare our policies.

12 Months Essential

If you’re looking for a policy that helps you to cover the cost of treatments for accidents, illness cover and emergencies for your dog or puppy that fits into your budget, then this is a plan for you. This 12-month plan offers comprehensive insurance with the best dog insurance provider that covers you for the time you are most in need.

Covered For Life® Classic 1 & Classic 2

These are some of our most popular plans and they both provide comprehensive insurance that will leave you with a serene peace of mind. With this policy, you are covered for the treatment of ongoing injuries or illnesses, even if it’s for the rest of your dog’s life.

Covered For Life® Ultimate

This is the ultimate policy when it comes to comprehensive dog insurance policies. At Petplan, we offer only best protection for your canine companion and you will never have to worry about your pet wracking up expensive bills again.

Why Choose Petplan for Your Dog Insurance?

  • Affordable pet health cover: We know you love your dogs and puppies and we believe that every family should be able to afford to have their pets covered. We have affordable policies to suit a variety of different budgets
  • Ongoing cover for their pet’s lifetime: We cover your pet for life unless you have broken coverage
  • Peace of mind: Now you can just enjoy spending time with your pet in peace and not worry about crazy vet bills catching you by surprise
  • Low out of pocket expenses: It always seems that insurance companies catch you unaware with their excess fees – you don’t have to worry about this with Petplan
  • Short waiting periods: Whether it’s signing up or waiting for money back, we guarantee you won’t have to wait any longer than necessary.

Why Petplan is the best pet insurance for dogs

Despite our best efforts to control our dogs, in the blink of an eye they can end up in an unpredictable situation. They are masters of mischief, with no fear of consequence.

Dogs have a tendency to be overly inquisitive and overly confident, they bite off more than they can chew and sometimes their bark turns into a brawl. We see all types of dog insurance claims at Petplan and are proud to offer the best pet insurance for dogs.

Our policies have been designed to ensure you have total peace of mind with your dog. They are unrivalled in the market for their ability to cover lifetime accident, injury and illness claims. Third party liability covers you for when your dog causes harm or damage to another person or their property. Petplan offers genuine Covered For Life policies with the most comprehensive dog insurance policies in Australia.*#

Not all pet insurance policies are created equal. Petplan offers the best pet insurance for dogs by giving you more comprehensive cover, with more opportunities to claim providing you value for money and peace of mind.

Dog insurance to cover what you need

We’re experts in dog insurance because we exclusively focus on pet insurance. We know what dog owners will and won’t claim for. Our policies are created to provide you the best cover for unexpected accidents, injuries and illnesses.

We do not cover routine, elective or preventative treatment as these can be anticipated and budgeted for. Our dog insurance covers the unforeseen chronic on-going conditions and unpredicted emergencies. Giving you help when you need it the most.

Petplan understands the needs of dog owners and have created the best dog insurance in Australia for them. Dog owners want the best care possible for their furry friend so we have also included complementary treatment in our policy, your vet can recommend hydrotherapy, acupuncture and behaviour modification and you can claim these procedures with Petplan.

We provide the best value dog insurance in Australia

You will see the value across our policies and understand why we offer the best dog insurance in Australia. With a range of options to choose from you will find a policy to suit your needs and budget.*

Our Covered For Life plans help you with the cost of chronic on-going conditions as well as the accidents, injuries and illnesses along the way.

Petplan is “Best In Show” for dog insurance in Australia

Do you own a professional show dog? While you put all the effort in getting your dog ready to show, we’ll have your back for when things go wrong and help get your dog into form and winning again. We understand the care that you have for your show dogs and have created a policy to match the highest quality expectation.

What our dog insurance actually covers

Depending on the level that your choose you can claim up to $20,000#. You can pick either a 12 Month plan or one of the Covered For Life plans. Whichever option you take, all policies cover the cost of the treatment of accidents, injuries and illnesses.

We have paid out claims on cancer, ruptured cruciate ligaments, fractured legs, poisoning, ingestion of foreign objects, dermatitis and much more. Plus, if your vet recommends we have paid claims for hydrotherapy, acupuncture and behaviour modification.*#

We also provide cover for third party liability, advertising and reward for your pet, the theft or straying of your pet, plus much more. Included on the Ultimate plan and an optional extra on others, the death from illness and death from injury benefit provides you some reimbursement for the purchase price of your dog#.

You are covered for unexpected and unforeseeable events and ongoing medication or further treatment from those events that happen to your dog. For those procedures which are expected we do not provide any cover. Routine, elective or preventative treatments are not claimable under a Petplan policy. These include desexing, dental cleaning or vaccinations to name a few.

*This information does not take into account your objectives, financial situation or needs. Please consider the PDS before making a decision to purchase the product.

#Subject to meeting terms and conditions. Each claim is individually assessed against the terms and conditions of the policy to determine claim outcome.

If you’d like to know more about how we can provide your dog or puppy with Australia’s best pet insurance for dogs, then simply fill out our online contact form or give us a call on 1300 738 225.

Read Less

Our policies


This policy is ideal if you want the reassurance of help with the cost of treatment for accidents, illness cover at a price that’s right for you. Our Essential plan provides 12-month cover from Australia's favourite dog insurance provider.


Covered For Life® Classic 1 & Classic 2 plans provide comprehensive dog insurance for peace of mind. With this policy you can continue to claim for treatment of ongoing illnesses or injuries - even if it’s for life.


The most comprehensive dog insurance policy available from Petplan, this Covered For Life® plan offers first-class protection for you and your dog. It’s the ultimate in cover when nothing but the best will do.

 
Up to $7,000
 
Veterinary Fee cover
for the treatment of Injury, Accident or Illness
  • Not Covered for Life

  • Third Party Liability
  • Complementary Treatment & Alternative Therapy
    (Part of the policy aggregate of Veterinary Fees)
  • Death from Illness
  • Death from Injury
  • Boarding Fees

  •  
    Advertising & Reward

  •  
    Loss by Theft or Straying

  •  
    Holiday Cancellation

  •  
    Quarantine Expenses & Loss of Documents

  •  
    Emergency Repatriation
  • Excesses - Standard breeds (for dogs)
  • Excesses - Select breeds (for dog only)
  • Excesses - Standard breeds (for cats)
  • Multi Pet Discount
    (3 or more pets)

    Multi Pet Discount

$10,000 for Dogs
$9,000 for Cats
Veterinary Fee cover
for the treatment of Injury, Accident or Illness
  • Yes Covered for Life

  • Third Party Liability
  • Complementary Treatment & Alternative Therapy
    (Part of the policy aggregate of Veterinary Fees)
  • Death from Illness
  • Death from Injury
  • Boarding Fees

  •  
    Advertising & Reward
  • Loss by Theft or Straying
     
  • Holiday Cancellation

  •  
    Quarantine Expenses & Loss of Documents

  •  
    Emergency Repatriation
  • Excesses - Standard breeds (for dogs)
  • Excesses - Select breeds (for dog only)
  • Excesses - Standard breeds (for cats)
  • Multi Pet Discount
    (3 or more pets)

    Multi Pet Discount

$15,000 for Dogs
$10,000 for Cats
Veterinary Fee cover
for the treatment of Injury, Accident or Illness
  • Multi Pet Discount

  • Third Party Liability
  • Complementary Treatment & Alternative Therapy
    (Part of the policy aggregate of Veterinary Fees)
  • Death from Illness
  • Death from Injury
  • Boarding Fees

  •  
    Advertising & Reward
  • Loss by Theft or Straying
  • Holiday Cancellation

  •  
    Quarantine Expenses & Loss of Documents

  •  
    Emergency Repatriation
  • Excesses - Standard breeds (for dogs)
  • Excesses - Select breeds (for dog only)
  • Excesses - Standard breeds (for cats)
  • Multi Pet Discount
    (3 or more pets)

    Yes Covered for Life

$20,000 for Dogs
$15,000 for Cats
Veterinary Fee cover
for the treatment of Injury, Accident or Illness
  • Yes Covered for Life

  • Third Party Liability
  • Complementary Treatment & Alternative Therapy
    (Part of the policy aggregate of Veterinary Fees)

  •  
    Death from Illness

  •  
    Death from Injury

  •  
    Boarding Fees

  •  
    Advertising & Reward

  •  
    Loss by Theft or Straying
     

  •  
    Holiday Cancellation

  •  
    Quarantine Expenses & Loss of Documents

  •  
    Emergency Repatriation
  • Excesses - Standard breeds (for dogs)
  • Excesses - Select breeds (for dog only)
  • Excesses - Standard breeds (for cats)
  • Multi Pet Discount
    (3 or more pets)

    Multi Pet Discount

 

Petplan Dog Policy

Waiting Periods

Cover for injury starts as soon as we accept your application.

We cannot provide cover for conditions showing clinical signs before taking out your policy or any illness showing clinical signs in the first 21 days of your insurance.

   

 

Current Combined Financial Services Guide (FSG) & Product Disclosure Statement (PDS) issued on or after 06/09/2021

Essential Plan (12 months cover)

Classic/Ultimate (Covered for life)


Target Market Determination (TMD)  is available here: Essential Plan | Classic / Ultimate (Covered for Life)


Please note: Petplan has had a change of underwriter. Refer to Your Certificate of Insurance to find out who the Insurer of Your Policy is. No new policies can be obtained from our previous underwriter. Below you may download a copy of the combined FSG and PDS that is relevant to Your Policy.

Have you got a Question?

Or would you like further information on our insurance policies?

Contact our friendly and knowledgeable team today on   1300 738 225

 

Get A Quote