When comparing pet insurance plans, it can be easy to focus solely on price. However, in ensuring you achieve the competitive price for your policy, it’s important that you get to know the precise cover offered by that plan. The last thing that you want to uncover in the event of a claim is that cover for a specific condition isn’t actually included in your plan.
Insurance cover can vary significantly from provider to provider, so when you’re seeking to compare pet insurance Australia wide, you need to get to know exactly what you’re getting for your premium. There are lots of elements of cover you may assume to be a standard inclusion in your policy, but in realty may actually only be offered as policy add-ons.
Most pet insurance providers in Australia categorise the policy in the following three ways, which can difficult to understand and decipher:
With such vague policy labels, without reading the fine print it’s easy to be misled and assume you’re purchasing a policy that offers a lot more than you’re paying for.
At Petplan, we’re upfront about all the benefits you will avail of from our policies. Whether you have a dog, cat or horse, we want to make sure that you select the right policy that meets your specific pet insurance needs and so we keep things simple in how we structure our plans. No vague descriptions, no confusion. With Petplan, we ensure it’s it’s completely clear what your cover entails, so you can make an easy pet insurance plans comparison.
With Petplan, our “Covered For Life” plan delivers exactly that. Provided that you continue to renew the policy year after year, without any gaps, we provide complete insurance cover for your pet for any chronic, re-occurring or lifelong conditions and illnesses for the duration of their life. That cover includes third-party liability, prescription foods and even the cost of nutraceuticals if prescribed by a vet.
If you don’t want lifelong cover and cover for third party liability or prescription foods and nutraceuticals, you can simply choose our “12 Month Essential Cover” plan, where you can simply choose to take out insurance cover for a specific condition for 12 months. After the 12 months, the condition is excluded.
Before you select a policy, consider exactly what conditions you require and ensure that your quote includes cover for these additions. That bottom dollar quote might seem attractive but it may not adequately meet your needs.
Enjoy complete peace of mind with transparent pet insurance plans from Petplan. If in doubt about any aspect of the cover included in our plans, feel free to get in touch. We would be happy to help you to adequately compare pet insurance plans and provide you with all the detail you need to know to get the right policy for your requirements.Read Less
|Policy Type||Petplan Covered for Life
Chronic, reoccurring and ongoing
illnesses are covered for life,
providing there are no gaps in cover
Cover is provided for a single Condition,
a Recurring Condition or a Chronic Condition
suffered by Your Pet up to a the maximum amount
that was current in the policy at the time the
condition first occurred
|Third Party Liability Cover||Yes||No|
|Prescription food & Nutracuticals cover||Yes.
Diet food for dissolving crystals/stones Nutracuticals covered if vet prescribed
|No cover for regular, prescription or dietary pet food, vitamins, mineral supplements, whether recommended by your Vet or not|
Don’t worry, we've written ours in plain English so you'll find Petplan’s Policies straight forward and easy to read.Please also take the time to read the full Terms and Conditions of any Pet Insurance Companies policies that you are considering, so that you fully understand all of the benefits and limitations.
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